Mortgage rates are holding steady at higher levels, and that’s changing the landscape for buyers, sellers, and investors in Calgary. As we navigate continued affordability challenges, it’s clear that the path forward will depend on how inflation, the broader economy, and the Bank of Canada’s next moves unfold. While many hope for rate relief to ease the pressure, it’s wise not to make plans based solely on future rate cuts. Higher borrowing costs are still shaping purchasing power and influencing decisions about refinancing and moving. For my clients—whether you’re a first-time buyer, an investor, or making a move as a new Canadian—my focus is on helping you plan confidently around today’s realities, not just tomorrow’s possibilities. In times like these, informed decisions and clear guidance matter more than ever.
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